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Recent
surveys found that 80% of
U.S.
businesses, from Fortune 500 to the local family business, lease some
portion of their equipment. A growing business often faces the dilemma of
limited cash flow and the need to add equipment.
Leasing
can put the equipment to work for you with real cash flow advantages
and without major capital investment. You can lease virtually any type
of equipment, including software and installation.
LEASE PURCHASE FINANCE PROGRAMS
• Lease Purchase ($1 BuyOut)
• Operating Lease (Fair Market Value BuyOut)
• Venture Leases
• Deferred Payment
• Seasonal Payment
• Step-up / Step-down Payments
• Municipal Lease
• Equipment Refinancing
LOW MONTHLY PAYMENTS…
The monthly lease payment is, in most cases, lower than the payment
required by other methods of financing.
KEEP YOUR CASH IN YOUR POCKET… NOT IN YOUR EQUIPMENT…
Keep
your business’s cash for immediate and future needs, unexpected
expenses or working capital when business is slow and revenues are
low.
YOU CAN LEASE EQUIPMENT BUT NOT MONEY…
Most types of financing require down payments of up to 25%, whereas
leasing generally covers 100% of the cost of the equipment. Most
leases require only one or two payments in advance. You get immediate
use of the equipment with minimal up-front cost.
USE EXISTING LINE OF CREDIT FOR SHORT TERM CASH NEEDS…
Leasing has no impact on your bank credit lines. Protect your
borrowing power for other business needs and opportunities.
LEASING CAN ELIMINATE OBSOLESCENCE…
Changes in technology are rampant. What meets your business’ needs
today may be obsolete five or even three years from now. Leasing
allows you the flexibility to maintain a competitive edge by giving
you today’s best technology then allowing you to upgrade when the
equipment has outlived its advantage.
LEASE PAYMENTS CAN BE FIXED THROUGH THE
LEASE TERM…
Unlike bank finance credit
lines that generally have variable interest rates, lease payments are
fixed no matter what happens in the finance market. By choosing
leasing you protect yourself from the possibility of skyrocketing
interest rates in an unstable world. Floating interest rate bank
financing can top 21% interest as it has occurred in the past.
TAX AND ACCOUNTING ADVANTAGES…
Leasing eliminates the need for complicated depreciation schedules
since lease payments are generally line item expenses on your P&L
statement. And since lease payments can usually be treated as a
pre-tax business expense you may even reduce your taxes. Paying cash
for equipment automatically adds 30-40% to the cost when you realize that cash equals profits and
taxes are paid on
profits. 4 good reasons why
Leasing is the right
choice!
1. It minimizes demands on cash flow
2. Eliminates obsolescence
3. Keeps your bank lines open
4. Saves on taxes and shelters you from the market
Call Now to Apply
405-793-9704. Or, Click Here
to complete a quick and easy Form
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